We understand applying for an auto loan can be time consuming, Car Approve makes this process seamless while getting you into your next vehicle by offering a 24/7 live lending agent to assist you. Just click the “LIVE CHAT” button below and a lending agent will contact you immediately to complete your auto loan application or you can call us 24/7 at 1-877-215-6552 and we can fill it out with you.



Getting an approval can be challenging for some of us and we understand that life happens. Car Approve believes that everyone is entitled to drive a quality car no matter their past credit history. We work with a large variety of financial institutions and we'll advocate for you to get the best possible rate and term available. Our lending agents will continue to work on your behalf until you are completely satisfied.



We want this process to be as convenient as possible to save you time and money. As part of our commitment to you, we will deliver your vehicle to your home or work as a complimentary service. Before your car is dropped off, it will be inspected, detailed and ready for the road. We have helped thousands of Canadians across the country get into the car of their dreams while repairing their credit at the same time. 

I am so grateful to have found Car Approve! I needed to find a vehicle quickly as I was moving and needed to be able to commute to work. Never mind the fact that my credit score was very poor, they somehow managed to still get me an incredible interest rate on my financing! They do not want to just sell you car, they really are about getting you and your credit rating back on track. I was guided through the whole process and it was an absolute joy to work with! Thank you

Taylor Fitchell,

*facebook review

Connecting clients with cars, credit, and affordable payments.

Let’s face it, in this day and age it’s hard to get by without a vehicle. But for some folks who have no credit or bad credit, it’s tough to get a loan from a bank or a brick and mortar dealership.

That’s where we come in. We work with a dozen banks and finance companies that specialize in helping credit challenged clients get a credit plan and monthly payment that is right for them. Once approved, you can immediately start to re-build your credit rating simply by making your payments on time.

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Word of mouth is our best form of advertising, which is why we will pay you $500 for each successful referral that results in the sale of a vehicle. To get your reward, just have the applicant check the referral box and include your name and phone number on their application form!

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We make buying your next vehicle fun, fast and easy!
No matter what your credit situation!